Privacy

Tegata (tegata.xyz) lets a small business get paid and pay its people in dollars, settled as USDC on NEAR. This policy covers the website, the iPhone and Android apps, the pay pages your customers open and the emails Tegata sends.

• To sign you in: your email address and the public key of your NEAR signing key. The key itself stays with Privy; Tegata never sees it.
• About your business: what you enter: its name, logo, address, tax number, email and time zone, and your pay address (name.tegata.near).
• People and customers you add: their names, emails, roles, pay amounts and where their pay lands. You are responsible for having their permission to add them.
• Money records: invoices, pay links, payments, sends, payroll runs, payslips, refunds and receipts, with the NEAR transactions behind them.
• From payers: the wallet or address they paid from, and an email only if they ask for a receipt.
• If you use them: bank details for payouts, card details for cards, and API keys and webhook addresses for developers.
• Server logs: our servers record requests (time, page, IP address) to keep Tegata secure and working. We don't use them to profile you.
• Referral check: at sign-in Tegata keeps a keyed hash of your IP address and of a device cookie, never the IP itself, and compares them only when someone is referred. A match flags the referral for a person to look at; it never blocks anyone.

Every payment settles on NEAR, a public blockchain. Anyone can see a transfer's accounts, amount, time and memo, including your pay address and the payments into and out of it. Tegata can't hide or delete what is on NEAR. The memos Tegata writes carry reference numbers, never names or emails; a note you add to a send is written on NEAR as you typed it.

Sandbox uses NEAR testnet with test dollars; Live uses NEAR mainnet.

Only the services that make Tegata work, each with only what it needs:

PrivyEmail sign-in. It sends your code and holds the key that signs your payments.

NEARThe network where every payment settles, in public.

NEAR IntentsPayments from and to other chains. It sees the amount, the coin and the address involved.

ResendSends Tegata's emails: codes, invoices, receipts, payslips and notices.

NoahBank payouts and bank details, only if you use them. It receives the bank details you enter.

BitnobCards, only if you open one. It receives what is needed to issue the card.

TransakPaying by card on a pay page, only if the payer chooses it. It receives the payer's details and IP address.

ReownConnects a payer's own wallet on a pay page, only if the payer chooses it.

We share data with authorities only when the law requires it. We don't sell or rent data, and nothing goes to advertisers or data brokers.

Only the ones Tegata needs: Privy's sign-in session (or Tegata's own for a NEAR wallet), the device cookie for the referral check above, and your Sandbox or Live choice. No advertising or analytics cookies.

• Camera: only while you scan a code to pay. Nothing is recorded or uploaded.
• On the device: your sign-in session (in the phone's secure storage), the mode you chose and your sound and haptics switches.
• No contacts, location, photos, microphone or tracking across other apps.

As long as your account is open. Money records may be kept longer where the law requires a business to keep its books. Server logs are kept briefly.

• See and download your records any time (Activity and the CSV export).
• Change your business details in Business settings.
• Ask for a copy of your data, or for your account to be deleted, at privacy@tegata.xyz. We answer within 30 days.

Tegata is for businesses and the people they pay. It isn't meant for anyone under 18.

When this policy changes, the date at the top changes too. If a change matters to how your data is used, we tell you by email first.